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There's nothing more exciting than new beginnings. That is, of course, if you know where you're going. So now that you have a family of your own, it's important to think about all your goals and objectives for the future, and to make sure you have a strategy in place to start you on your way. Want to buy a new home, send your kids to college, or just make sure all their day-to-day needs will be met? Congratulations: You're off to a great start.

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    As web-based retail sales continue to grow, these tips may help ensure a safer online shopping experience.

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